SEON

SEON is a fraud prevention and AML compliance platform for fintechs, financial institutions, payment providers, iGaming operators and online retailers. It scores risk in real time on more than 1,100 first-party signals from email, phone, IP, device, browser and behavioral data, and covers onboarding, login and account takeover, multi-accounting and bonus abuse, transaction monitoring, identity verification, customer and payment screening, and chargeback management. SEON says it protects more than 5,000 businesses.

Its AI features include explainable risk scoring that shows which signals drove a score, AI summaries for investigations, a natural-language rule builder for creating rules and filters, AI-generated SAR narratives in its AML suite, Network Detection for clusters of linked devices, emails, phones and IP addresses, and an AI Chart Builder. Decisions can run on rules, on AI, or on a hybrid of both. In June 2026 SEON released an MCP server that connects Claude, ChatGPT, Gemini, Microsoft Copilot or a custom agent to its risk signals, with an AI Playbook that ships pre-built agentic skills such as a fraud analyst daily briefing and a decline spot-check.

SEON is API-first, with JavaScript, iOS and Android SDKs for device intelligence. It integrates with Shopify for order fraud, connects to other apps through a Zapier integration, and can be bought through AWS Marketplace.

The Starter plan is $699 per month and includes platform and API access, 2,500 fraud checks a month, 10 users, 50 custom rules and implementation help through support tickets and email. Premium is custom priced and adds case management and the AML compliance suite, unlimited API calls, users and custom rules, a dedicated implementation team, 24/7 support and Managed Risk Services. Prices are in USD. SEON does not publish its contract terms.

Starter does not include case management or the AML compliance suite, which are Premium features, and both plans start with a call with SEON's team. A free trial is available on request.

SEON suits fintechs, payment providers, iGaming operators and online retailers that want real-time fraud scoring and AML checks they can tune with their own rules, starting from a published entry plan. Banks that want AI agents running alert reviews, business due diligence and SAR drafting across fraud and AML operations should look at Sardine, and large banks and payment processors running enterprise transaction fraud and scam programs should look at Feedzai.

Current state Q4 2026: SEON launched its MCP server, Network Detection, AI Chart Builder and AI Playbook on June 2, 2026, and closed an $80 million Series C led by Sixth Street in September 2025. Its legal and security page lists GDPR, ISO 27001, CCPA, SOC 2 and PCI DSS, and its company information page states SOC 2 Type 2 certification. Its Terms of Service allow SEON to train its fraud-detection, identity verification and risk-assessment models on customer data, using customer data across its customer base only in aggregated or anonymized form.