Sardine vs SEON (2026)

Sardine

by Sardine

SEON

by SEON

Pros

• ✓Fraud prevention, KYC and KYB onboarding, sanctions screening and AML monitoring run on one platform, with AI agents for alert reviews, investigations and SAR drafting.
• ✓Agents can run on every new alert in a queue or on a schedule, with outputs logged, evidence cited and higher-risk findings routed for mandatory human review.
• ✓Named a Leader in The Forrester Wave: Financial Crime Management Solutions, Q3 2026.

Limitations

• –Sardine publishes no prices, self-serve plan or free trial, and its Custom Risk Agents are billed on usage with pricing quoted by its sales team.
• –Technical documentation, the API reference and the Customer Training Academy require a customer login.
• –G2 reviewers report an average of about 2 months to implement, and agent capabilities vary by Sardine region as infrastructure rolls out.

Pros

• ✓Real-time risk scoring on 1,100+ first-party signals, with explainable AI that shows which signals drove each score.
• ✓An MCP server connects Claude, ChatGPT, Gemini, Microsoft Copilot or custom agents to SEON's risk data.
• ✓A published Starter plan with API access, plus a natural-language rule builder for non-technical teams.

Limitations

• –Case management and the AML compliance suite are on the custom-priced Premium plan.
• –Starter includes 2,500 fraud checks, 10 users and 50 custom rules a month, and both plans begin with a sales call.
• –SEON's Terms allow it to train its risk models on customer data, in aggregated or anonymized form across customers.