Warp

Warp is the all-in-one HR, payroll, benefits, and compliance platform purpose-built for US startups and growing companies that need integrated HR operations from day one without the multi-vendor complexity of stitching together payroll (Gusto), HRIS (BambooHR), benefits (Sequoia), and compliance tools separately. Founded with a focus on the modern startup HR stack, Warp has grown into a competitive challenger in the SMB HR category alongside Gusto, Rippling, and Justworks, with positioning around startup-friendly pricing, multi-state payroll, and global contractor support. Pricing follows a per-person + platform fee model: Pro at $35/person/month + $89/month platform fee covers growing teams needing multi-state payroll, medical/dental/vision benefits, global contractors in 200+ countries, employee expense reimbursements, PTO and time tracking, advanced HR and reporting, next-day payroll, and 401(k) integration. Premium at $50/person/month + $129/month platform fee covers fast-scaling companies needing advanced HR capabilities, dedicated support, and additional features. The per-person + platform fee model produces materially predictable cost forecasting versus per-employee-only models that scale linearly. Warp's differentiation versus Gusto, Rippling, and Justworks is the all-in-one breadth combined with startup-specific design: rather than focusing primarily on payroll (Gusto pattern) or being enterprise-first (Rippling pattern), Warp is purpose-built for US startups needing payroll + benefits + HR + compliance + global contractors in a single system from 1-10 employees through 200+ employees. The Warp Fabric announcement signals continued platform investment in connecting HR data across the broader business operations stack. Warp HR capabilities include multi-state US payroll and tax compliance, medical/dental/vision benefits administration, global contractors in 200+ countries, employee expense reimbursements, PTO and time tracking, advanced HR reporting, next-day payroll, 401(k) plan integration, and integration with major business systems. The platform serves US-based startups and growing companies primarily, with global contractor capabilities supporting international team members. Warp operates under SOC 2 Type II and GDPR compliance.