Warp

Warp is an AI-native payroll, tax compliance, benefits and HR platform for US companies, operated by Poaster Technologies Inc. (doing business as Warp, formerly at joinwarp.com and now at warp.co) and based in New York City. It runs payroll for W-2 employees and 1099 contractors across states, registers a company for state tax accounts when it hires in a new state, files federal, state and local payroll taxes, and monitors more than 10,000 tax jurisdictions for notices. Medical, dental, vision and 401(k) benefits are included on every plan, and its in-house licensed brokerage, Warp Insurance Services, adds HSA and FSA administration, carrier sync and COBRA and ACA workflows. The platform also covers onboarding and offboarding, PTO, expense reimbursements, payments to international contractors, and an IT add-on for Google Workspace and Okta provisioning and device management. Warp says more than 1,000 companies use it, and its customer stories include Greptile, Paraform, Julius AI and Bland AI. Warp Agent takes on end-to-end HR workflows through Routines that run on a schedule or when something happens in the company. When an offer is signed it can register the company in a new state, set up payroll, enroll benefits and a 401(k), order a laptop, create Google and Slack accounts and send a first-day message. It also resolves tax notices and checks each payroll for variances before it runs, and companies can write their own Routines in plain language. Each workflow is set to recommend, act after approval, or act on its own. The agent can only see and change what the person it acts for can, money movement has hard limits it cannot change, and every action is logged with a rationale and a rollback. Integrations listed as live on Warp's integrations directory are QuickBooks, Xero, NetSuite and Rillet for journal entries after each payroll run, Ashby and Lever for applicant tracking, Checkr for background checks, Human Interest, Accrue 401k, Vestwell and Thatch for benefits, Next Insurance for workers' compensation, Slack for notifications, and Okta and Google Workspace for SSO and provisioning. Sage Intacct, Puzzle, BambooHR, HiBob, Workday HCM, Pave, Carta, Vanta, Drata, Oneleet, JumpCloud, Coverdash and Basic Capital are listed as coming soon. Developers get a public REST API with webhooks and official TypeScript and Go SDKs, and the pricing page lists CLI tooling and MCP integration for Claude and ChatGPT on the Starter and Pro plans. Pricing is published in US dollars as a per-person monthly rate plus a monthly platform fee, and Starter and Pro can be billed monthly or annually. Starter is $35 per person per month plus an $89 platform fee and covers payroll and compliance in up to 3 states. Pro is $50 per person per month plus a $129 platform fee and adds all 50 states, AI auto-resolution of tax notices, advanced and custom HR reporting, ATS integrations, SSO and role-based access control, and dedicated support. Enterprise is custom-priced, billed annually only, waives the platform fee, and adds NetSuite and custom ERP integrations, multi-entity support, the Enterprise API module with lifecycle webhooks and higher rate limits, 1-year audit log retention (Starter keeps 30 days), custom SLAs and a dedicated success manager. HIPAA Business Associate Agreements are signed on Enterprise. Warp IT is an add-on at $15 per person per month, or $5 each for Google Workspace and Okta provisioning and $10 for device management bought separately, and Time Tracking is $5 per tracked person per month. Benefits brokerage carries no added per-person fee, carrier premiums are paid directly, and Warp charges no implementation or migration fees. Warp is best for US companies hiring across several states that want payroll, tax compliance and benefits run inside one system by an agent. Teams that need to employ full-time staff in other countries through an employer of record should consider Deel, and companies that want HR, IT and finance on one platform should consider Rippling. Current state Q4 2026: Warp launched Warp 2.0 on September 25, 2026, introducing Warp Agent and Routines, rolling out through early access that existing customers turn on from the Early Access tab in settings. The same announcement put Warp's funding at $85 million from investors including Battery Ventures, Peak XV, Sapphire, Sound Ventures and Y Combinator. Warp holds a SOC 2 Type II attestation with continuous monitoring through Oneleet, offers data processing agreements to all customers, and stores customer data in the United States on AWS.