Cursor Cloud Agent vs Factory AI (2026)

Cursor Cloud Agent

by Anysphere

Factory AI

by Factory

Pros

• ✓Fully autonomous cloud execution without the IDE open: Cloud Agent runs coding tasks, commits changes, and fixes test failures in the background while the developer works on other things, with no session to keep alive and full codebase context from Cursor's repository index.
• ✓Included in all Cursor plans at no additional cost: available on Hobby (limited), Individual ($20/month), Teams ($40/user/month), and Enterprise without a separate subscription or per-task fee, unlike Devin which requires its own plan.
• ✓Inherits Cursor's full integration ecosystem: GitHub, GitLab, MCP, VS Code extensions, Vercel, Supabase, and Linear are all automatically available to Cloud Agent without additional setup, eliminating the context-transfer overhead of standalone autonomous agents.

Limitations

• –Best suited for well-defined repetitive tasks: bug fixes, test writing, and dependency updates work well; novel architectural decisions and complex features requiring iterative product judgment are not yet reliable use cases for autonomous execution.
• –Draws from the same premium request allowance as other Cursor AI features: heavy Cloud Agent usage on Individual plans accelerates consumption of monthly request quota, which may require upgrading to higher usage tiers or purchasing additional credits.
• –Sub-product with no standalone G2 profile: quality assessment relies on Cursor's overall 305 reviews at 4.7/5 rather than Cloud Agent-specific feedback, limiting granular independent evaluation of autonomous task performance versus the broader Cursor IDE experience.

Pros

• ✓Droid runs across the Factory App, Droid CLI and Droid SDK, with Missions, Automations, Code Review and AutoWiki on the same platform, so one agent covers interactive work, scheduled jobs and pull request review.
• ✓Three deployment models, Factory Managed, Factory Private for VPC, on-premises and air-gapped setups, and Factory FedRAMP for public-sector teams, let regulated organizations keep code and the control plane inside their own infrastructure.
• ✓The public trust center lists SOC 2 Type 2, ISO 27001:2022, ISO 42001 and CCPA, and states that customer data and IP will not be used to train Factory's models or its providers' models. Zero Data Retention is offered on Business and Enterprise.

Limitations

• –There is no free plan, so Pro at $20 a month is the minimum to try the product, and the next individual tiers jump to $100 and $200 a month. The G2 profile is unclaimed and lists the seller as AI Factory, so buyers checking reviews should confirm they are reading this product.
• –Usage is metered by rolling Rate Limits over 5-hour, 7-day and 30-day windows. Missions only run with prepaid Extra Usage switched on and pause when a limit is hit, so heavy autonomous work needs budget planning beyond the plan price.
• –Factory Private is in private preview and FedRAMP authorization is still in progress, so the self-hosted and public-sector deployment options are not yet generally available.