AI Agent Index

Factory AI vs Devin (2026)

Side-by-side comparison of Factory AI vs Devin: pricing, capabilities, integrations, deployment complexity, and ratings. Last updated October 2, 2026 by The AI Agent Index Editorial Team.

Data sourced from The AI Agent Index

Editorial Verdict

Factory AI and Devin are both autonomous coding agent platforms, and both charge the same entry price. The decision usually turns on two things neither vendor puts side by side: whether you can try it before paying, and whether the vendor trains its models on your code. Factory AI is an agent-native platform built around Droids, autonomous agents that run across Desktop, CLI, and SDK surfaces. There is no free tier. Pro is the minimum entry at $20/mo, then Plus at $100 and Max at $200 for roughly 5x and 10x the usage. Every individual plan is metered by rolling rate limits across 5-hour, 7-day, and 30-day windows. When Standard Usage runs out, Droid Core offers open-weight models at no additional cost, and Extra Usage sells prepaid credits from a $10 minimum. Factory Missions, the flagship autonomous workflow, will not run at all unless Extra Usage is enabled. Factory publishes SOC 2 Type II, ISO 27001, ISO 42001, and CCPA on a public trust center, and guarantees in writing that customer code is never used to train Factory models or the models of its providers. Factory connects out to MCP servers but does not publish one. Devin is Cognition's autonomous software engineer. It plans, codes, tests, and opens pull requests from a Slack message or a GitHub issue. Unlike Factory, Devin has a real free plan: a light quota, limited models, and unlimited inline edits. Pro matches Factory at $20/mo, Max is $200, and Teams carries an $80 monthly minimum, with full developer seats at $40 a month each. Cognition's own SWE-2 model runs in a slower mode on the free plan. Devin publishes an MCP server that external AI agents connect into, and it also acts as a client. Cognition holds SOC 2 Type II, ISO 27001, and CCPA. Its platform terms state that Cognition may use customer data for model training, and that the opt-out is available only to paid subscribers. The free plan therefore cannot opt out at all. **Choose Factory AI when** the data terms matter more than the trial. A written no-training guarantee on every tier, ISO 42001, and Zero Data Retention on Business and Enterprise are written commitments, while Devin lets only paid subscribers opt out of training. **Choose Devin when** you want to evaluate before paying, or you want the agent itself reachable by other AI tools. The free plan is genuine, and the published MCP server is a capability Factory does not offer. Accept that Cognition trains on customer data by default, and that only paid tiers can switch it off. Teams evaluating either should also compare Claude Code for terminal-native agentic coding and GitHub Copilot for teams that already buy through GitHub.

Factory AI logo

Factory AI

by Factory

Agent-native software development platform built on Droid agents across desktop, CLI and SDK, with Missions, Automations and Code Review. Pro $20/mo, Plus $100, Max $200, Teams $60 plus $40 a seat.

Best for

Teams where the data terms decide the purchase. A written no-training guarantee on every tier, ISO 42001, and Zero Data Retention on Business and Enterprise, from $20/mo, with no free tier to evaluate first.

subscriptionENTERPRISE
Visit Factory AI →
Devin logo

Devin

by Cognition

Autonomous AI software engineer from Cognition that plans, codes, tests and opens pull requests in the cloud, with Devin Desktop for local work. Free tier, Pro $20 per month, Max $200 (USD).

Best for

Teams that want to evaluate before paying, and that want the agent itself reachable by other AI tools. A genuine free plan and a published MCP server, from $20/mo, accepting that Cognition trains on customer data by default.

freemiumENTERPRISE
Visit Devin →
Factory AI
Devin
Pricing model
subscription
freemium
Starting price
$20/mo
$20/mo
Pricing transparency
mostly public
mostly public
Contract type
monthly
monthly
Customer segment
ENTERPRISE
ENTERPRISE
Deployment
desktop, cli, web, api, cloud, self-hosted
web, slack, cli, desktop, cloud, ide, api
Setup difficulty
moderate
moderate
Avg setup time
—
—
Editorial rating
4.3 / 5
4.3 / 5
G2 rating
4.5/5 (34 reviews)
4.3/5 (85 reviews)
MCP
Client
Server + client
GitHub stars
41
N/A
Data training
no
opt out
Human in loop
optional
optional
Security certs
SOC 2 Type II, ISO 27001, ISO 42001, CCPA
SOC 2 Type II, ISO 27001, CCPA

Capabilities

Factory AI

agentic-codingmulti-file-editinggit-nativecode-generation

Devin

autonomousagentic-codinggit-nativemulti-file-editingterminal-agentcode-generation

Pros & Limitations

Editorial assessment

Factory AI

Pros

  • ✓Droid runs across the Factory App, Droid CLI and Droid SDK, with Missions, Automations, Code Review and AutoWiki on the same platform, so one agent covers interactive work, scheduled jobs and pull request review.
  • ✓Three deployment models, Factory Managed, Factory Private for VPC, on-premises and air-gapped setups, and Factory FedRAMP for public-sector teams, let regulated organizations keep code and the control plane inside their own infrastructure.
  • ✓The public trust center lists SOC 2 Type 2, ISO 27001:2022, ISO 42001 and CCPA, and states that customer data and IP will not be used to train Factory's models or its providers' models. Zero Data Retention is offered on Business and Enterprise.

Limitations

  • –There is no free plan, so Pro at $20 a month is the minimum to try the product, and the next individual tiers jump to $100 and $200 a month. The G2 profile is unclaimed and lists the seller as AI Factory, so buyers checking reviews should confirm they are reading this product.
  • –Usage is metered by rolling Rate Limits over 5-hour, 7-day and 30-day windows. Missions only run with prepaid Extra Usage switched on and pause when a limit is hit, so heavy autonomous work needs budget planning beyond the plan price.
  • –Factory Private is in private preview and FedRAMP authorization is still in progress, so the self-hosted and public-sector deployment options are not yet generally available.

Devin

Pros

  • ✓Cognition names Citi, Mercedes-Benz, Goldman Sachs, Elevance, Dell, Santander and the U.S. Army and Navy among customers, publishes more than thirty customer stories, and reported crossing $1 billion in annualized revenue run rate in September 2026.
  • ✓Devin Desktop, formerly Windsurf, is bundled into every paid plan, so Pro at $20 per month covers both autonomous cloud sessions and agentic coding in a local IDE under one subscription rather than two.
  • ✓MCP works in both directions. Cognition publishes an MCP server at mcp.devin.ai that external agents connect into to manage sessions, playbooks and schedules, and Devin consumes external servers through its MCP Marketplace.

Limitations

  • –Devin Cloud sessions run asynchronously, so tasks take minutes to hours rather than the near-instant responses developers expect in an editor. Live debugging and pair programming move to Devin Desktop or the CLI, which run against the same usage quota.
  • –Cognition publishes no autonomous task-completion rate. Its 89% figure measures share of commits inside Cognition itself rather than the proportion of assigned tasks completed, and its own case-study language describes a human approving changes on large migrations.
  • –Usage past the included quota bills at API rates, so monthly spend is hard to predict for teams running several concurrent sessions, and Enterprise moves to Agent Compute Unit billing with no published rate.

Frequently asked questions

What is the difference between Factory AI vs Devin?

Factory AI and Devin are both autonomous coding agent platforms, and both charge the same entry price. The decision usually turns on two things neither vendor puts side by side: whether you can try it before paying, and whether the vendor trains its models on your code. Factory AI is an agent-native platform built around Droids, autonomous agents that run across Desktop, CLI, and SDK surfaces. There is no free tier. Pro is the minimum entry at $20/mo, then Plus at $100 and Max at $200 for roughly 5x and 10x the usage. Every individual plan is metered by rolling rate limits across 5-hour, 7-day, and 30-day windows. When Standard Usage runs out, Droid Core offers open-weight models at no additional cost, and Extra Usage sells prepaid credits from a $10 minimum. Factory Missions, the flagship autonomous workflow, will not run at all unless Extra Usage is enabled. Factory publishes SOC 2 Type II, ISO 27001, ISO 42001, and CCPA on a public trust center, and guarantees in writing that customer code is never used to train Factory models or the models of its providers. Factory connects out to MCP servers but does not publish one. Devin is Cognition's autonomous software engineer. It plans, codes, tests, and opens pull requests from a Slack message or a GitHub issue. Unlike Factory, Devin has a real free plan: a light quota, limited models, and unlimited inline edits. Pro matches Factory at $20/mo, Max is $200, and Teams carries an $80 monthly minimum, with full developer seats at $40 a month each. Cognition's own SWE-2 model runs in a slower mode on the free plan. Devin publishes an MCP server that external AI agents connect into, and it also acts as a client. Cognition holds SOC 2 Type II, ISO 27001, and CCPA. Its platform terms state that Cognition may use customer data for model training, and that the opt-out is available only to paid subscribers. The free plan therefore cannot opt out at all. **Choose Factory AI when** the data terms matter more than the trial. A written no-training guarantee on every tier, ISO 42001, and Zero Data Retention on Business and Enterprise are written commitments, while Devin lets only paid subscribers opt out of training. **Choose Devin when** you want to evaluate before paying, or you want the agent itself reachable by other AI tools. The free plan is genuine, and the published MCP server is a capability Factory does not offer. Accept that Cognition trains on customer data by default, and that only paid tiers can switch it off. Teams evaluating either should also compare Claude Code for terminal-native agentic coding and GitHub Copilot for teams that already buy through GitHub.

Which is best for my team: Factory AI vs Devin?

Factory AI is best for: Teams where the data terms decide the purchase. A written no-training guarantee on every tier, ISO 42001, and Zero Data Retention on Business and Enterprise, from $20/mo, with no free tier to evaluate first.. Devin is best for: Teams that want to evaluate before paying, and that want the agent itself reachable by other AI tools. A genuine free plan and a published MCP server, from $20/mo, accepting that Cognition trains on customer data by default..

How does pricing compare between Factory AI vs Devin?

Factory AI uses a subscription model, starting at $20 per month. Devin uses a freemium model, starting at $20 per month.

View full Factory AI profile

Pricing, reviews, integrations →

View full Devin profile

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